Advanced international payment processing

An API‑enabled, ISO 20022-ready solution for speedy, efficient, and secure payments.

Go above and beyond borders

Global businesses need global payments. Attract larger corporate clients by offering them advanced payment features that other banks don’t. Available alongside our FX solution or as a standalone feature – you’ll get complete oversight and authority over your cross-border transactions. 

Benefits you can bank on

Seamless integration

Because our platform works seamlessly on top of yours, you’ll enjoy hassle-free integration with your core and other systems.

Cost-effective compliance

Stay one step ahead of ever-evolving payment standards and regulations. And stay compliant without the burden of costly upgrades.

Cross-sell and upsell

Boost your bottom line with new revenue streams from services such as foreign exchange and trade finance. Encouraging use through intuitive, best‑in‑class experiences.

Swift migration to ISO 20022 standards

Transition smoothly to the ISO 20022 messaging standard for Swift through our MX‑ready platform ahead of the migration deadlines.

Multi‑currency support

Give your customers the freedom and flexibility of multi-currency payments. Available in a wide range of foreign currencies.

Real‑time visibility and reporting

Get complete visibility of your payments, and unfettered access to reporting tools. Monitor the status of transactions, and make informed decisions. 

Extensive partner ecosystem

Harness the power of our partner ecosystem for real‑time pricing, liquidity provision and connections to Swift network.

Compliance reporting

Stay compliant with built-in DTCC and Dodd‑Frank regulations that automatically update with changes. Protect your business from AML and KYC risks.

Netting and splitting settlements

Optimize settlement efficiency by netting in multiple transactions or splitting transactions to multiple settlements.

Finzly Payment Hub

Manage all payment rails in a modern, unified experience.

ISO 20022 compliance made easy for Swift MX

Remove the headache of complexities with new regulatory standards. Our SaaS platform handles all the heavy lifting. So you can focus on your core business, and we’ll manage the migration to ISO 20022.

Powered by a scalable, real‑time, 24/7, resilient architecture


What is the SWIFT network?

The SWIFT (Society for Worldwide Interbank Financial Telecommunication) network is a global financial messaging system used by banks and financial institutions to securely exchange messages and instructions related to international wire transfers.

On the other hand, a SWIFT service bureau is a third-party provider that offers connectivity and messaging services for financial institutions that need to use the SWIFT network.

How long does it take to send an international wire payment through Swift?

The time it takes to send an international wire payment through SWIFT can vary depending on the banks involved, the countries involved, and any regulatory requirements. Generally, it can take between 1-5 business days for the payment to reach the recipient's account.

What are multi‑currency accounts?

A multi-currency account is a type of bank account that allows customers to hold and manage multiple currencies in a single account. With a multi-currency account, customers can receive, send, and hold funds in different currencies, which can be useful for individuals and businesses that conduct transactions across borders.

How are multi-currency accounts useful?

Multi-currency accounts can be cost-effective for international wire transfers because they allow you to hold and manage funds in different currencies, helping avoid currency conversion fees and exchange rate fluctuations when sending or receiving payments in different currencies. Also, multi-currency accounts can offer faster processing times for international wire transfers because the funds are already in the appropriate currency.

What is the MX format for Swift?

The MX format for SWIFT is a messaging format based on ISO 20022 standards. It is designed to replace the existing MT (Message Type) format used by SWIFT for financial messaging.

Why should FIs migrate to the MX format?

Migrating to the MX format offers financial institutions many benefits in terms of improved efficiency, data quality, and compliance, and can help them to better handle the challenges and opportunities of the future. The MX format is based on ISO 20022 standards, which are widely adopted in the financial industry. This makes it easier for financial institutions to exchange messages with their counterparts, and improves interoperability between different systems and platforms.