Award-Winning Technology You Can Trust
Compete today with a proven platform built for tomorrow. Launch new capabilities faster, modernize without disruption, and innovate beyond the limits of your core.
Banking technology
that delivers, now.
AI-powered bank operating system that helps banks to deliver better, faster and smarter banking.
Power Platform
A cloud-native banking operating system that serves as a modern parallel core, extending your capabilities without replacing existing infrastructure.
Plug & Play Apps
Ready-to-launch apps that accelerate delivery of payments, accounts, FX, digital experiences, and tokenized money capabilities.
Open APIs
Easily integrate with your core, internal systems, fintech partners, market infrastructure, and third-party providers.
Experiences
Deliver modern experiences for bankers, operations teams, treasury users, businesses, consumers, and fintech partners.
The Operating System for Modern Banking
BankOS is a cloud-native banking operating system that helps financial institutions transform faster, launch products, and modernize customer experiences without replacing core systems. Built as a parallel banking layer, BankOS enables banks to orchestrate and process payments, manage accounts, deliver FX, power digital experiences, and support tokenized money from a single platform.
Whether you’re a traditional FI, digital bank, sponsor bank, or digital asset institution, BankOS provides the foundation to innovate faster, integrate easier, and compete effectively.
Core Capabilities
Composable Integration Layer
Integrate core systems, partners, and services through APIs—while embedding payments, accounts, and FX into any channel or third-party experience.
Multi-Tenant Operating Core
Launch and scale banks, programs, and environments on a single platform—automating onboarding and eliminating duplication across instances.
Unified Ledger & Services Core
Centralize ledger, audit, CRM, and compliance into shared services—enabling real-time accounting and eliminating operational silos across the platform.
Orchestration & Experience Layer
Configure workflows, automate processes, and deliver consistent experiences across customers, channels, and internal teams—from a single control point.
ISO-Native Payments Infrastructure
Connect directly to payment rails with ISO 20022-native architecture—enabling real-time processing, end-to-end visibility, and seamless payment execution
AI-Powered Intelligence Layer
Embed AI into workflows to predict friction, optimize decisions, and automate operations—while enforcing compliance through built-in controls and auditability.
Finzly Bank OS
A Universe of Banking Capabilities
BankOS organizes innovation into launchable apps on interconnected galaxies, each delivering specialized capabilities while sharing common services, security, data, and infrastructure.
Deploy a single galaxy or combine multiple galaxies to create your modern banking ecosystem.
Explore Our Galaxies
Payment Galaxy
Orchestrate and process payments across ACH, Wires, RTP, FedNow, SWIFT, and tokenized rails – faster processing, lower operational complexity, and full compliance across fiat and digital assets.
Account Galaxy
Manage every client account from one platform. Checking, savings, and specialty accounts to digital wallets, supporting fiat, stablecoins, and tokenized deposits.
Trade Galaxy
FX, trade finance, and swap trading from a single unified platform. Execute, manage liquidity, and settle alongside your payments infrastructure.
Token Galaxy
Launch tokenized deposits and support stablecoins like USDC across issuers, consortia, and blockchains with complete compliance, audit, and control alongside fiat.
Digital Galaxy
Deliver unified experiences across every channel, meeting customers where they are with specialty digital experiences that build loyalty all from one platform.
Agentic Galaxy
Embed Al directly into your banking operations with governance built in from the start.
Future Proof Your Bank
Fortify your technology foundation with an operating system engineered to evolve alongside the industry.
As banking adopts AI, real-time payments, tokenized money, embedded finance, and new customer expectations, BankOS enables financial institutions to innovate continuously without expensive transformation programs.
Stay ready for what’s next while maximizing the value of what you already have.
End-To-End Security
Finzly BankOS is hosted in a secure, AWS cloud infrastructure that is SOC2 and ISO 27001 compliant. We are a certified solution provider of the Amazon Partner Network and have been battle‑tested for performance and scale, assuring you of AI-powered real‑time monitoring and security using our Assure framework, automated upgrades, scalable performance, and industry‑leading 99.99% availability.
We employ security best practices including data‑at‑rest encryption, role‑based access controls, multi-factor authentication, and a Zero Trust architecture further strengthening the platform, and safeguarding your critical banking data and operations.
Build Your Bank Your Way using BankOS
Use Finzly Apps
Deploy ready-to-launch banking applications built on BankOS.
Build Your Own
Create differentiated products and experiences using BankOS APIs, services, and workflows.
Connect the Ecosystem
Integrate fintech partners, payment networks, digital asset providers, and internal systems with ease.
