Leapfrog competitors with a fast pass for FedNow

Facilitate frictionless instant payments on a real-time, 24/7, scalable, and secure ISO20022-native platform.

Payments at the speed of now

The modern customer doesn’t want to wait. The modern bank doesn’t make them. Finzly is the only provider that offers advanced technology to process RTP® and FedNow® payments through a unified, complete solution. And our APIs permit easy integration with internal and external products. 

Benefits you can bank on

Go to market fast

Don’t wait for layered solutions from legacy core providers. Use our reliable pre-wired, certified and tested connections and go to market faster.

Stay ahead

Use the SaaS platform that’s constantly updated to meet new standards, regulations, industry innovation and customer expectations.

Grow revenue

Join the forward-thinking institutions growing their revenue with outstanding customer experiences and value-added services through APIs for embedded banking. 

Multi-channel support

Send, request and receive instant payments 24/7, 365 days of the year through multiple channels – APIs, bulk files, digital banking and in-branch.

Seamless integration

Enjoy smooth onboarding with our ready-to-go FedNow solution that integrates with your internal systems and your core.

Instant fraud protection

With integrated real-time fraud monitoring and compliance, it’s your first and last line of defense against fraud.

Smart routing

Network outage? Processing bottleneck? Mitigate the risk of payment failures or delays by automatically rerouting transactions to other rails.

Finzly Payment Hub

Manage all payment rails in a modern, unified experience.

Smoother, smarter, faster payment experience

Give your customers the joy of secure, instant payments that settle within seconds. And keep them in the loop with real-time updates on their payment status. Start with receiving payments, then add the functionality of sending payments when the time’s right.

Gain a competitive edge with Request for Payment

An RFP offering allows banks to streamline payment requests between consumers, businesses, and institutions. This service not only enhances transaction efficiency but also improves cash flow management for clients, fostering stronger relationships and trust. Financial institutions leveraging RFP solutions can capitalize on the growing demand for seamless, real-time payment options, positioning themselves as leaders in modern financial services.

Powered by a scalable, real‑time, 24/7, resilient architecture


Can a bank adopt both RTP and FedNow? If so, does my bank need two different systems?

Yes, banks can choose to offer one or both instant payment rails. Many banks choose to start with one and add another or drop one and add another. This becomes easy with Finzly’s Payment Hub which supports both the rails, making the switch between rails easy.

No, your bank doesn’t need two different systems. If your bank chooses a sophisticated payment platform like Finzly, you only need one system for both RTP and FedNow. You can start with either or both. 

Is Finzly’s platform natively designed for ISO 20022 messages on FedNow and RTP?

Yes, Finzly’s platform is natively designed to handle messages in the ISO 20022 format for FedNow and RTP.  

Will FedNow cannibalize other payment rails?

FedNow is a payment rail launched independent of existing payment rails to support instant payments. It does not mean the end of any existing payment rail including FedWire, ACH or SWIFT. The instant payment rails will drive more payment volumes through the FedNow network, for those payments that need speed and can benefit from the richness of data.

Should our FI start with Receive and then gradually move to Send?

That is more an internal strategy at your FI. Finzly supports both Send and Receive payments on both the RTP and FedNow networks.