F I N Z L Y

BankOS Platform

BankOS™ delivers the future of banking with a digital core. Build your dream bank brick by brick on our cloud native, API first, microservices based, containerized banking platform. Enjoy the freedom to choose apps built by Finzly, third-party fintechs, or build your own solutions. 

Launch fintech partnerships on the fly using FBO and virtual accounts, offer Ledger/Deposit as a Service. 

BankOS Platform for Digital Banking Core

Readymade Banking Infrastructure

General Ledger

Multi-asset, real-time general ledger posting for 365/24/7 bank operations

Compliance

Comply with pre-trade requirements, payment disclosures, post-trade reporting, and automate OFAC screening and approval processes

Reconciliation

Auto reconcile with FED and Nostro accounts with our powerful reconciliation app

Customer File

Manage the customer information, relationships, documents and other details in one central location

Reporting

Create powerful reports using our real-time Business Intelligence reporting application

Workflow controls

Be in control of your desired process flow with our drag and drop, customizable workflow engine

Audit

Efficiently manage the system risk and internal audit with all user activities 100% tracked in our audit app

User Admin

Manage the security and user risk with multiple user roles, access permissions and limits

Infinity AccountTM

Digital Accounts

Open and service digital only Infinity Accounts in any currency including crypto, reward points or any assets

Real-time Ledger

Multi-asset real-time General Ledger posting for 365/24/7 bank operations

White-label Cards

Issue debit cards with flexible spending and security controls

Available in BankOS Platform

Fintech Integration

Create new revenue streams, enabling fintechs with banking as a service using our BankOS open-banking APIs and web-hooks.

Fintechs can easily connect with the Finzly’s digital core, create new customers, create new accounts and process payments, all using APIs, in an instant. Enjoy the flexibility of different engagement models with fintechs with the agility offered by FBO and virtual accounts. Offer Payment as a Service, Ledger/Deposit as a Service, and other value-added experiences to your fintech partners. 

Banking as a Service - Sponsor Bank
Finzly Payment Galaxy platform view showing BankOS and all supported Payment Rails

Integrated Payment hub

Plug and play with any payment networks including ACH, Fedwire, RTP, FedNow, SWIFT and VISA at the speed of now. Adding a new payment rail is a simple configuration. Enjoy the benefits of Open Banking API for credit transfers, debit requests, bulk payments, and webhook notifications with Finzly Payment Galaxy™.

For Developers

Enable Banking as a Service(BaaS) with Finzly’s Open Banking API. Let your corporate customers and fintechs connect using our payment and banking APIs.

Enable Banking as a Service(BaaS) with Finzly Open Banking API. Let your corporate customers and Fintech’s connect using our payment and banking APIs.
Enable Banking as a Service(BaaS) with Finzly Open Banking API. Let your corporate customers and Fintech’s connect using our payment and banking APIs.
Enable Banking as a Service(BaaS) with Finzly Open Banking API. Let your corporate customers and Fintech’s connect using our payment and banking APIs.
Java
C++
Node.js
Python

Core-agnostic integration

Shift the workload off the core, and migrate all payment processes to Finzly. Finzly integrates with the core for key account functions such as balance check, and the integration is typically done in 60 days.

Customer Testimonial

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