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Real-Time Payments (RTP®) with Finzly

Enable 24/7 instant payments with certified RTP® connectivity—powered by a modern, ISO 20022-native platform.

Finzly’s RTP® solution gives financial institutions a future-ready path to real-time money movement. With lightning-fast APIs, certified TCH connectivity, and unmatched operational control, you can deliver secure, instant payments across any channel—without waiting on your core or reworking your infrastructure.

By partnering with Finzly to deliver FedNow and RTP instant payments solutions, we can provide our customers with more options beyond traditional payments methods, enabling them to move money at the speed they need, when they need it.

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Let's say it's an instant payment. It's shooting out an API call to check eligible RTNs, and it's [payment hub] going to make that decision. If it's not eligible in both [FedNow and RTP], it's going to route it another way. The level of sophistication that that is at our fingertips is really amazing,
 

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Payment HubACH

$31B Bank Modernizes B2B Payments with ERP-integrated Real-time Solutions

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Multichannel initiation

Real-time back-office visibility

Integrated fraud protection

 

Smart routing & resiliency

Blazing-fast throughput

Core-ready integration

Certified RTP connectivity

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Deliver instant send, receive, and request

Stand out with a full RTP experience that enables every transaction type across every channel—backed by a flexible, secure platform.

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Unify your real-time strategy 

Manage RTP and FedNow on one platform with centralized controls, smart routing, and rapid deployment.

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Run RTP and FedNow on one unified platform

Simplify instant payments by consolidating RTP and FedNow in a single hub, reducing silos and eliminating duplicate systems.

Cloud-native, 24/7 availability

Built on AWS with SOC 2 and ISO 27001 compliance, Finzly ensures real-time performance, zero-downtime upgrades, and enterprise-grade security.

Power embedded use cases

Launch instant payment APIs for fintechs, partners, and corporate clients with tools for payouts, request-for-payment, cancellations, webhooks, and more.

Get the Finzly edge through our insights

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Expanding the Settlement Window: What the Fedwire Update Means to Financial Institutions

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SWIFT’s ISO 20022 Deadline: The Real Rewiring of Global Banking

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What Banks and Credit Unions Need to Know About Upcoming Nacha Rule Changes

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Virtual Account Management (VAM): The Growth Engine for Regional Banks

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When Banks Merge, Payments Get Messy. Here’s How to Keep Them Moving.

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FedNow® at Two: “Astounding” Growth with Plenty of Room to Grow

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Stablecoins: Exploring the Future of Cross-Border Payments

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Fedwire’s ISO 20022 Migration: Why It Matters - and How Institutions are Gaining an Edge

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The New $10 Million Real-Time Payments Limit Changes Everything for Investment Banking

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FedNow® Provider Checklist: 10 Questions Every Financial Institution Must Ask

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Everything you need to know

Zelle is a system for customers to send money to people they know using a mobile phone number or email address as an option to identify the recipient while Instant Payment networks allow senders to use the routing number and checking or savings account number of the recipient’s bank account.
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Bank transformation, radically simple.

Every bank needs an edge. Finzly is yours.

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