Take ownership of your embedded banking

Frictionless payments with seamless integration. On a fast, scalable, and secure ISO20022‑native platform.

Onboard fintechs in a matter of minutes

It’s official. Banks no longer need a BaaS platform to onboard fintechs and partners for embedded banking. With Finzly’s real‑time, 24/7 platform – you’ll get unrestricted access to the features you need to onboard fintech partners in minutes. And you’ll get complete control and visibility over your partnerships. All without relying on a core, middleware or BaaS provider.

Benefits you can bank on

More revenue streams

Embed a full suite of financial services within your banking infrastructure, and boost revenue without sharing it with BaaS platforms.

24x7 embedded banking core

Account for embedded banking transactions, even when your core is down, by providing a 24x7 sidecar core, functioning as a ‘stand‑in ledger’.

Enhanced operational efficiency

Consolidate disparate payment, accounts, and accounting systems into a single platform to boost productivity, reduce overheads, and streamline reconciliation.

Competitive advantage

Differentiate by offering fintechs and corporate clients a  unified, white‑labeled embedded banking experience – all while maintaining full control.

Accelerated time‑to‑market

Launch new embedded banking solutions at speed, without the burden of complex backend integration or technology buildout.

Stronger regulatory compliance

Use our pre-built compliance tools to stay ahead of evolving regulations, mitigate risk and ensure the integrity of your embedded banking services.

Superior customer experience

Deliver frictionless, real‑time financial capabilities that empower your fintech and enterprise clients to innovate and delight their customers.

Every feature you need, embedded

Gone are the days of fragmented APIs and siloed systems. Now you can seamlessly unify payments, deposits, virtual accounts, FX and advanced accounting. On one, real‑time, 24/7 cloud‑based platform. Giving you total control, full visibility, and unparalleled agility. 

Diverse collection of open APIs

Allow fintechs and corporate customers to embed open APIs with a single, simple integration with our real‑time platform.

Unified payments API

Seamlessly manage all payment types – ACH, wires, FedNow, RTP – through a single, streamlined API.

Real‑time virtual accounts

Create an unlimited number of virtual accounts for your fintech partners, providing real‑time visibility and cost savings.

Integrated ledger

Offer fintechs a fully integrated virtual ledger, enabling seamless reconciliation and enhanced profitability.

Compliance‑ready solutions

Leverage our pre‑built compliance applications to confidently manage your fintech transactions.

White‑labeled platform

Offer a fully white‑labeled, turnkey platform – pre‑loaded with a suite of open APIs and developer documentation. So your partners can securely test and launch their products.

Real‑time notifications

Keep customers informed with real‑time updates via webhooks, SMS, or email, and enjoy instant transaction reporting on your platform.