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Modern ACH Payment processing, made for growth

Simple, secure, scalable ACH processing— with real-time visibility, API-first design, automated risk controls, and cloud-native scale that meets upcoming compliance head-on.

Legacy mainframes and siloed tools weren’t built for today’s payment landscape. Finzly’s cloud-native ACH platform delivers built-in fraud detection, account validation tools, and real-time controls to meet NACHA’s new rules—while scaling volume, embedding ACH in partner ecosystems, and delivering a better customer experience

Finzly’s technology has transformed our payments operations, simplifying processes, and enabling us to better serve our clients.

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MCB streamlines payments, FX, & fintech support for dual core

EverBank Accelerates Growth by Unifying Payment Processing

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High-volume ACH processing

Proactive fraud and account validation

Built-in risk mitigation

Modern business UX

ACH APIs for embedded use cases

Automated pre-funding for faster ACH settlements

Smart cash management

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Unified ACH platform; no silos, no manual work

Finzly consolidates initiation, receipt, and settlement into a single, composable ACH solution built for scale.

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Surround & shrink your legacy ACH platform

Don’t rip and replace—wrap your existing core with Finzly’s modern ACH capabilities. Gradually migrate functions without disruption, while gaining automation, API access, and real-time control.

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Smart routing for efficient orchestration

Direct payments to Finzly’s modern ACH system or to incumbent rails using composable workflows and rule-based routing—reducing cost and manual effort.

Cloud-native reliability

Built on AWS, Finzly’s ACH platform delivers secure, 24/7 performance with SOC2 and ISO 27001 compliance, real-time monitoring, and zero-downtime upgrades – battle-tested for large bank volumes by AWS.

Engage customers in real time

Trigger real-time notifications through customers’ preferred channels—strengthening trust and delivering operational transparency.

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Everything you need to know

Finzly ACH is a modern, cloud-based ACH processing platform designed to replace outdated legacy systems. It offers automation, real-time control, open APIs, and high-volume processing with built-in risk management—ideal for today’s fast-moving payments environment.
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Bank transformation, radically simple.

Every bank needs an edge. Finzly is yours.