ACH solution for the modern institution
Leave siloed systems in the past
Offer an advanced Automated Clearing House (ACH) solution for your clients with multi-channel ACH processing. Scale seamlessly, adapt quickly, and deliver superior experience across all channels. Plus, Finzly’s ACH payment platform easily integrates with your core, AML, fraud monitoring, compliance, GL, and account analysis.
Benefits you can bank on
Operational efficiency
A modern ACH solution automates and streamlines payment processing. It also reduces manual interventions and boosts efficiency.
Scalability
Designed to handle increasing B2B transaction volumes with ease, ensuring smooth operations even during peak periods.
Compliance and risk mitigation
Adheres to latest regulatory requirements and industry standards. Advanced built-in fraud detection and monitoring capabilities.
System integration
Seamlessly integrates with existing banking platforms and systems including core, AML, GL, Fraud management and account analysis.
Centralized visibility and control
Enjoy a central view of all your incoming and outgoing ACH transactions, and conveniently manage transactions from other payment rails centrally.
High volume processing
Process high volumes efficiently with bulk ACH file transfers on our ACH payment platform. Accept NACHA or proprietary formats for bulk ACH origination and receipt including SFTP and API channels.
Risk mitigation
Minimize credit exposure, set custom risk thresholds, and monitor precisely. Use Debit Block to prevent fraud and Positive Pay to filter ACH debits.
Smooth user experiences
ACH payment platform with a modern interface and a tailored teller experience. Delight business customers with best-in-class digital ACH processing.
Seamless EDI integration
Leverage our ACH translation services for effortless EDI origination and receipt.
Real-time notifications
Keep customers informed with real-time status updates by their chosen channel. Provide transparency with webhooks, SMS, email, and more for transaction visibility.
Add open API
Process payments via Same Day ACH or standard rails based on business customer needs. Bypass network fees with internal routing capabilities for On-Us transactions.
Efficient cash management
Offer customers the convenience of automatically sweeping funds into and out of their accounts through ACH rails – optimizing liquidity and cash positioning.
Finzly Payment Hub
Manage all payment rails in a modern, unified experience.
End-to-end ACH, no manual processing
Finzly's all-in-one ACH solution eliminates the need to switch between applications or add extra ACH modules. Our powerful ACH APIs enable seamless integration without intermediary layers, allowing you to initiate, receive, request and track payments in real-time and at scale. Enjoy the benefits of unparalleled agility, scalability, and performance without the burden of manual processing.
"As we looked for a new payments operations partner, we were impressed with Finzly's technology and expertise."
"Through Finzly's advanced payment infrastructure, we now lead the way in delivering advanced payment experiences, positioning us at the forefront of financial innovation."
"Finzly has enabled us to consolidate all our payments rails into one, automate payment processing, eliminate redundant systems and reduce system maintenance costs."
"Finzly arms us with the long-term competitiveness to thrive, collaborate, and compete with fintechs. Their Payment Hub gives us the speed and agility to significantly improve our operational efficiency while giving us the confidence to innovate in the open ecosystem."
Powered by a scalable, real‑time, 24/7, resilient architecture
Insights
Instant Payments and Payments Hubs: Is a Payments Hub the Missing Piece to your Payments Puzzle?
The ACH Dilemma: Can Banks Keep Up with Booming Growth?
Why Banks Can't Afford to Ignore Request for Payment
Tired of Soaring ACH Costs? It's Time to Modernize
The B2B opportunity in ACH payments
Debunking 7 Instant Payment Myths for Financial Institutions
Opportunity: Banks are ACH-ieving more with ACH APIs
Same-day ACH: Impressive Growth Trajectory for Business Payments
Supercharge your bank today.
Every bank needs an edge. Finzly is yours.