Starting with ACH begins with finding the right payments partner to help enable modern services that can grow with a payments program.

When considering offering or expanding ACH services, banks and credit unions should seek out a payments partner who:

Operates a payment hub with easy API integrations to bring all payment rails together into one system or support existing systems through payment orchestration.
Can help them bypass network fees with internal routing capabilities for on-us transactions.
Offers straight‑through processing of payments and seamless EDI integration.
Provides support for all ACH payment types and all Standard Entry Class (SEC) codes.
Supports ACH Return, Reversal, and Notification of Change (NOC), from either an ODFI or RDFI point of view.
Integrates with existing banking platforms and systems including core, AML, GL, fraud management and account analysis.
Provides a central view of incoming and outgoing ACH transactions and helps manage transactions from other payment rails centrally.
Allows for high-volume processing.
Enables credit exposure minimization, custom risk thresholds, and precise transactional monitoring.
Offers Debit Block to prevent fraud and Positive Pay to filter ACH debits.
Enables prefunding so that transactions can be processed seamlessly and without the risk of insufficient funds causing delays or failures in the ACH network.
Introduces a platform with a modern interface and a tailored teller experience.
Allows for payments to flow via Same Day ACH or standard rails based on business customer/member needs.
Delivers to customers/members the convenience of automatically sweeping funds into and out of their accounts through ACH rails, optimizing liquidity and cash positioning.
Keeps customers/members informed of their transaction status with real-time status updates by their chosen channel.
Supports business customers/members with best-in-class digital ACH processing.

Wiki & Help

Guides by Solutions

Stories by leading banks

API Docs

Transform your bank today

Stories by
leading banks

Transform your
bank today