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Power Embedded Banking/BaaS from your own infrastructure

Launch BaaS and embedded banking solutions from your bank—no third parties, no intermediaries. Monetize your infrastructure, onboard fintechs /enterprises quickly, and stay in full control with Finzly’s Open API platform.

Take command of BaaS delivery with a fully managed, core-independent platform that enables your bank to serve fintechs and enterprises directly. With APIs, for payments, virtual accounts, FX, customer onboarding, real-time ledger, and compliance-ready architecture, Finzly empowers you to embed banking at scale—securely, efficiently, and profitably.

By partnering with Finzly to deliver FedNow and RTP instant payments solutions, we can provide our customers with more options beyond traditional payments methods, enabling them to move money at the speed they need, when they need it.

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Finzly’s technology has transformed our payments operations, simplifying processes, and enabling us to better serve our clients.

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$21B innovative bank transforms payments, embedded finance

Community bank powers instant IRS tax refunds

$31B Bank Modernizes B2B Payments with ERP-integrated Real-time Solutions

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Comprehensive suite of open APIs

Unified payments API across all rails

Smart payment orchestration

Real-time virtual accounts 

Integrated virtual ledger 

Developer-ready, white-labeled BaaS platform

FedNow-powered deposit accounts 

Built-in regulatory compliance

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Comprehensive embedded banking core

Say goodbye to fragmented APIs, BaaS platforms and isolated legacy systems. Attract fintechs with APIs for payments, deposits, virtual accounts, foreign exchange, and advanced accounting.

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Onboard in minutes, across any vertical 

Accelerate integration for fintechs and enterprises in marketplaces, healthcare, real estate, and logistics with tailored onboarding, reporting, and control. All without a third-party BaaS in the middle.

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Lead in API banking, monetize with greater control

With Finzly’s core-independent, real-time platform and open APIs, your bank can lead in API banking—scaling fast, launching new services, and generating revenue without a core overhaul.

Cut cost and complexity

Eliminate reliance on third-party BaaS platforms. Control onboarding, processing, and compliance from your own unified infrastructure.

Always audit-ready

Maintain 24/7 ledgers with full transparency and regulatory reporting to streamline audits, meet FDIC standards, and ensure operational accuracy.

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Bank transformation, radically simple.

Every bank needs an edge. Finzly is yours.