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Go further, faster with Fedwire® 

Modern, automated, ISO 20022-native Fedwire processing—built for speed, security, and scale.

Say goodbye to clunky, manual wire processing. Finzly delivers a secure, cloud-native wire platform with real-time execution, ISO 20022-native data richness, and easy integration. Accelerate settlements, enhance transparency, and serve high-value clients with confidence. 

Through Finzly's advanced payment infrastructure, we now lead the way in delivering advanced payment experiences, positioning us at the forefront of financial innovation.

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Finzly’s platform impressed us with its ability to unify multiple payment rails — like ACH, wires, and real-time payments — on a single system while ensuring compliance with ISO 20022.

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EverBank transforms payments operations with Finzly

America’s “Small Business Bank” redefines Commercial Banking

$21B innovative bank transforms payments, embedded finance

Wings Credit Union streamlines payments & member experience

Enabling a digital-only bank with Finxact and Finzly

Modernizing payment rails incrementally

EverBank Accelerates Growth by Unifying Payment Processing

Read all customer stories

Modern wire payment experience

ISO 20022-native processing

Open APIs for embedded use cases

Multichannel transaction support

Fedwire sweeps for liquidity optimization

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Process Fedwire payments in under 60 seconds 

Composable workflows and automated STP bring wire processing time down to under a minute—with up to 100% straight-through processing.

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Surround & Shrink your legacy Fedwire

Modernize without disruption—centralize every rail in one unified hub. Break free from siloed systems by surrounding your legacy Fedwire setup with a proven, ISO 20022-native payment hub. Finzly connects Fedwire, ACH, RTP®, FedNow®, and SWIFT into a single platform—giving you full visibility, reduced overhead, and the confidence to shrink legacy systems at your pace, not theirs.

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Proven ISO 20022 migration partner

Finzly has enabled seamless go-lives for banks migrating to ISO 20022-native Fedwire—without middleware or message translation. With built-in backward compatibility, our platform ensures banks are ready ahead of the Fedwire deadline, with minimal disruption and full compliance.

Trusted by API-first banks and innovators

Banks adopting modern architectures choose Finzly for its open APIs, real-time automation, and composable workflows. Our Fedwire platform is purpose-built to support next-gen use cases—from embedded payments to complex corporate treasury flows.

Orchestration and smart routing

Finzly intelligently routes payments across legacy and modern rails—including Fedwire, RTP®, FedNow®, and SWIFT—based on speed, cost, and preferences. By automating workflows and reducing manual intervention, banks improve reliability, reduce cost, and future-proof their operations.

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Everything you need to know

Fedwire is a real-time gross settlement (RTGS) system operated by the Federal Reserve, used by banks for high-value, time-critical domestic payments. It offers immediate, irrevocable settlement and is essential for B2B, interbank, and treasury transactions.
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Bank transformation, radically simple.

Every bank needs an edge. Finzly is yours.