Go further, faster with Fedwire
Fedwire, fit for the future
Process wires on a Fed‑certified ISO 20022 platform and harness the rich data capabilities of the global standard for payment processing. Think frictionless integration, optimized efficiency and future-proof compliance. All seamlessly connected to your core and other systems with the ability to post in real‑time, available 24/7.
Benefits you can bank on
Accelerated speed to market
Our pre-wired, tested and certified connections to the Fed keep you a step ahead to implement products, keep up with regulations, and launch value-added services.
Strengthened compliance capabilities
Strengthen compliance with robust controls, monitoring, and reporting to meet evolving regulations, mitigate risks, and promote transparency and accountability.
Faster settlements, better liquidity
Optimize liquidity with faster FedWire processing, reducing capital requirements and settlement risks for better cash flow and risk management.
Superior customer experience
By offering faster, transparent, and efficient payment services through a modern FedWire system, you can enhance the customer experience. Plus, you can combine it with our next-gen business banking.
Cost optimization and operational efficiency
Streamline payments, automate tasks, and reduce errors for cost savings and efficiency, enabling banks to pursue strategic initiatives.
ISO 20022-Native
Send, request and receive wires through APIs, messages or digital banking in the ISO 20022 standard on a Fed‑certified ISO-native platform.
Workflow automation
Define and customize internal processes and controls. Streamline operations with flexible, automated and auditable workflows.
Award-winning experience
Give your business customers an exceptional wire payment experience to send, request, and receive wires, with real‑time notifications.
Open APIs
Offer complete APIs to internal and external ecosystems, helping them embed wire payment processing in their experiences with real‑time webhook notifications.
Real-time notification
Enhance customer experience with real-time notifications via webhooks and FTP, ensuring timely updates and engagement with your platform.
Multichannel Fedwire connectivity
Support for initiating Fedwire transactions across multiple channels and interfaces – including APIs, bulk files, branches, and digital banking.
Upfront Validation Checks
Get granular upfront validation of limits, duplicates, fraud, counterparties, balances, and accounts to minimize payment failures.
Sweep transaction automation
Define business rules and thresholds to trigger sweep payments using Fedwire based on account balances, transaction volumes, and schedules.
Finzly Payment Hub
Manage all payment rails in a modern, unified experience.
ISO 20022-native, from initiation to settlement
Imagine being fully-prepared ahead of deadlines – ensuring up to 100% STP and reducing wire settlement times with complete automation. Our Fedwire solution is already Fed‑certified for ISO 20022. This lets your bank process messages in the new format before the deadline. It also gives you deeper insights into customer transactions, behavior patterns, and preferences.
"As we looked for a new payments operations partner, we were impressed with Finzly's technology and expertise."
"Through Finzly's advanced payment infrastructure, we now lead the way in delivering advanced payment experiences, positioning us at the forefront of financial innovation."
"Finzly has enabled us to consolidate all our payments rails into one, automate payment processing, eliminate redundant systems and reduce system maintenance costs."
"Finzly arms us with the long-term competitiveness to thrive, collaborate, and compete with fintechs. Their Payment Hub gives us the speed and agility to significantly improve our operational efficiency while giving us the confidence to innovate in the open ecosystem."
Powered by a scalable, real‑time, 24/7, resilient architecture
Supercharge your bank today.
Every bank needs an edge. Finzly is yours.