Grow revenue with virtual accounts
Open a world of opportunities with virtual accounts
Offer dynamic embedded banking experiences, backed by a real‑time 24/7 virtual ledger. Seamlessly integrate with third‑party platforms, unlock new revenue streams and build brand loyalty.
Explore how to maximize revenue with virtual accounts. Download the Datos report here.
Benefits you can bank on
Rapid onboarding
With For the Benefit Of (FBO) accounts, you can set up virtual accounts in minutes.
Complete control
100% visibility of transactions with real-time GAAP and IFRS‑compliant accounting.
Risk mitigation
Get real‑time transaction monitoring with Know Your Customer’s Customer (KYCC).
Reduced cost
Manage accounts at scale beyond the core system with more flexibility, and less cost.
Seamless payment connectivity
Offer any payment rail, including FedNow, RTP, ACH, Fedwire, and Swift, providing your customers with a comprehensive suite of payment options, right out of the box.
Real‑time account alerts
Get event‑based customer notifications for ledger‑related activities – and stay in the loop with real‑time updates.
Multi‑currency and multi‑asset accounts
Give your customers the freedom to manage multiple currencies and multiple assets using virtual accounts.
Automated accounting
Get event‑driven, real‑time, rule‑based accounting integrated with general ledger.
Integrated compliance monitoring
Get granular KYC/KYB compliance at the account level.
Branded virtual card issuance
Issue white‑labeled debit cards for virtual accounts.
Rich insights and reporting
Enhancing transparency, efficiency, and compliance for banks. Providing valuable insights and benefits to customers.
Open APIs for embedded banking
Plug‑and‑play APIs for payments, deposits, virtual accounts, FX, and more — all from a single integration
Zero core downtime: enabling seamless 24/7 payments
Say goodbye to core downtime concerns with virtual ledgers that serve as a shadow core, guaranteeing seamless 24/7 instant payments on FedNow and RTP with flawless accounting.
"We found a true partner in Finzly to help us innovate on our terms. Finzly's platform surpasses other market offerings, enabling us to address our innovation priorities in payment modernization and embedded banking seamlessly through a single platform."
Supercharge your bank today.
Every bank needs an edge. Finzly is yours.