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FedNow® success in 8 weeks. Don’t get left behind.

Launch the full FedNow® and RTP® experience; send, receive, request for real-time payments outside your core. Proven, revenue-ready, and trusted by leading banks. The fastest, simplest, and most future-ready solution for financial institutions to connect to the FedNow® service.

Finzly’s award-winning, core-independent FedNow® solution empowers financial institutions with real-time, 24/7/365 payments. From sending to receiving to requesting payments, our platform offers unmatched flexibility and speed—without the delays or overhead of traditional infrastructure.

By partnering with Finzly to deliver FedNow and RTP instant payments solutions, we can provide our customers with more options beyond traditional payments methods, enabling them to move money at the speed they need, when they need it.

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Let's say it's an instant payment. It's shooting out an API call to check eligible RTNs, and it's [payment hub] going to make that decision. If it's not eligible in both [FedNow and RTP], it's going to route it another way. The level of sophistication that that is at our fingertips is really amazing,
 

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RTP, FedNow — send and receive experience for businesses

$21B innovative bank transforms payments, embedded finance

$31B Bank Modernizes B2B Payments with ERP-integrated Real-time Solutions

Read all customer stories

Multichannel payment initiation

Back-office control and compliance

Integrated real-time fraud protection

Smart routing to other rails

High-speed transaction processing

Seamless integration with core systems

Certified, managed FedNow® connectivity

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Built for revenue-driving use cases

Finzly enables high-value, real-time payments through flexible APIs and intuitive digital experiences. 

 

  • Enables utility providers and lenders to initiate payment requests with ease and speed. 
  • ERP-connected supplier payments for corporate clients.
  • Instant disbursements for title companies and insurers.
  • Immediate tax refunds and government disbursements.
  • Just-in-time payroll and treasury movement for SMBs

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Deliver the full FedNow® experience

Offer more than just “Receive”. Most FedNow® providers stop at the minimum. Finzly gives you the complete package:

 

  • Instant Send 
  • Real-time Receive
  • Built-in Request-for-Payment (RfP) 

 

Built on flexible APIs for revenue growth, with ready-to-use digital experiences that easily connect to your digital banking. Integrate easily with online and mobile banking, treasury portals, ERP/accounting platforms, fintechs, and embedded...

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Truly real-time, enterprise-grade, battle-tested

Built on Finzly’s secure, cloud-native infrastructure, the platform delivers 99.99% availability, real-time monitoring, SOC 2 and ISO 27001 compliance, and automated upgrades, tested by AWS for large bank volumes.

Instant Payment APIs for embedded use cases

Enable instant payments within external platforms using robust APIs for payouts, RFPs, cancellations, positive rule management, recurring requests, and webhook-based status updates.

Unified platform for RTP and FedNow

Manage both real-time rails through a single platform. Use smart routing to direct payments based on business rules, availability, or cost.

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Everything you need to know

FedNow is the Federal Reserve’s new real-time payments rail that clears and settles funds in seconds, 24/7/365. Participating banks post credits and debits immediately, giving customers instant money transfer capability and eliminating cutoff times. Finzly’s cloud-native gateway connects your institution directly to FedNow through ISO 20022 messaging, enabling seamless payment processing without changes to your core system
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Bank transformation, radically simple.

Every bank needs an edge. Finzly is yours.