ACH Payments

Modern ACH processing for the digital economy

Expand your horizons and leverage the opportunities in business and commercial payments with our cloud-native solution for end-to-end ACH processing that promises increased transparency, control, and usability.
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The ultimate sophistication for ACH processing

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Quick time to market

Enjoy quick time to market with the latest payment processing technology on an award-winning platform.

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Improve efficiency

Improve efficiency to handle scale and volume of ACH by automating processing & exceptions.

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Reduce costs

Reduce operational & infrastructure costs by running ACH on a modern Payments as a Service platform.

Increased transparency & control for ACH payments 

 
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Multichannel support  

Support ACH origination through APIs, files & online channels including banks' digital platform or Finzly's Experience Hub.

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Returns & Reversals

Support manual decisioning & automated posting of returns & reversals based on business rules to allow higher STP. 

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Smart routing

Process ACH transactions based on rules set up by your bank through regular or Same Day ACH rails.

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Bulk file processing

Process many payments from a single file using our support for ACH transfers using bulk files in NACHA or CSV format.

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ACH Fraud protection  

Take full control of ACH debits by establishing rules using Positive Pay & Block List on Finzly's Experience Hub.

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Early Wage Access

Allow corporates to offer employees immediate access to earned wages as part of your treasury offerings.

FAQs

Which channels are supported for ACH origination?

Files, APIs and online banking channels.

Can the solution handle ACH exceptions?

Yes, the app supports ACH Return, Reversal, and Notification of Change (NOC) processed within the ACH app, from either an ODFI or RDFI point of view.

Will Finzly integrate into my core?

Yes – Finzly's product integrates with your bank’s existing core for real-time account validation and posting. 

Where can I access the Finzly Connect APIs for payments?

https://api.finzly.io/developer-portal/achoverview/

Can the solution support the provision of Early Wage Access?

Yes, banks can enable their corporate customers to offer Early Wage Access through Finzly's solution.

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Featured Articles

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