Ready-to-Launch Complete FedNow® Capabilities

FedNow® for Banks and Credit Unions

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Put FedNow to Work Across Your Bank

FedNow gives banks a new way to move money in seconds. Finzly brings instant payments into the experiences where payments happen— from digital banking and teller channels to business banking, embedded payments and APIs.

Give customers more ways to move money while giving your bank more ways to serve businesses, reach new payment flows and generate revenue.

Finzly’s FedNow® Solution

Keep Your Digital Banking. Add Instant Payments.

Give customers instant payments within the digital banking experience they already know. Add FedNow alongside existing channels, products and workflows without replacing your core infrastructure.

Stay ahead of network change.

Stay aligned as standards, network rules evolve. Finzly takes on the ongoing work of connectivity, updates and operational complexity, so your team can focus on growing payments.

24/7 FedNow. Even When Your Core Isn’t.

Keep instant payments moving around the clock with core-independent processing and real-time ledger capabilities, helping your bank deliver continuous service even when traditional core systems are unavailable.

Multi-Channel FedNow Payments

Send and receive FedNow payments 24/7/365 through digital banking, business banking, teller channels and APIs. Give customers and businesses more ways to move money instantly through the channels they already use.

FedNow API Connectivity

Use a flexible FedNow API to connect instant payment capabilities to your existing digital experiences, products and internal systems without replacing your core infrastructure.

Core Integration

Connect the service to your existing core and internal systems through flexible APIs and connectivity options—without replacing your existing infrastructure.

Fraud Protection & Smart Routing

Monitor transactions in real time with built-in fraud and compliance controls, while intelligent routing helps keep payments moving across available rails.

One Solution for RTP® + FedNow®

Banks shouldn’t need separate infrastructure for every instant payment rail.

Finzly brings RTP and FedNow together through one platform, with common APIs, payment processing, real-time ledger and operations.

Whether choosing RTP vs FedNow or both, Finzly provides one foundation for instant payments.

  • One connection. Access both rails.
  • One API. Build across both rails.
  • One experience. Give customers one way to send and receive instantly.
  • More resilience. Keep payments moving across multiple rails.
Person in a red blazer using a smartphone with an overlaid ‘payment successful’ message.
Person walking in a corridor while using a phone, surrounded by floating purple icons for security, QR, documents, and chat

Request for Payment: Request It. Pay It. Done.

With Finzly, banks can offer Request for Payment (RfP) through RTP®, bringing real-time payment requests to digital banking and APIs.

Give businesses and consumers an easier way to request money, pay bills, collect invoices, make loan payments directly from their bank account.

  • Collect payments. Request invoices, loan and other payments in real time.
  • Make payments easier. Let customers pay instantly from their bank account.
  • Embed instant payments. Add RfP to digital banking, fintechs through APIs.

Modernize Without the Risk

Launch FedNow payment system. Keep Your Core Intact.

Schedule a Demo