Digital Galaxy
One Unified Experience.
Every Banking Customer.
Consistency. Speed. Efficiency.
Explore
Digital banking is fragmented across channels. Mobile, web, branch, and ERP systems operate independently, with duplicated logic and disconnected data. Every customer has a different need, and one solution doesn’t fit all.
Customers expect you to meet them where their financial needs are. They don’t think in channels.
This is where Digital Galaxy changes the equation.
Centralize experiences and business logic into one platform so every channel stays aligned, and every business is served well.
Core Capabilities
Digital Galaxy makes banking seamless across every channel.
Consumer Banking
Embed Dodd-Frank compliant consumer wires, and instant payments in your digital banking platforms.
Business Banking
Integrate ERP systems, upload files, manage payment approval rules, process group payments, positive pay and self-service admin.
Partner Banking
Offer a sophisticated partner banking experience with virtual accounts, payments and reconciliation in one unified platform.
Teller Payments
Power branch users with a simple and secure wire and instant payment initiation portal for a seamless integration with the payment system.
Centralized Business Logic
Define rules, limits, and workflows once and apply them consistently across every channel in real time.
Branch & Teller Integration
Unify branch and digital experiences with a single view of the customer across every interaction.
Real‑Time Notifications
Keep customers informed instantly with configurable alerts across push, SMS, and email.
Self-Service Banking
Enable customers to open accounts, manage finances, and resolve issues independently, reducing costs while improving satisfaction.
One Platform. Every Channel. Zero Compromise.
API-First, Headless Architecture
Move faster across every channel.
Power all digital experiences through a unified API layer; connecting your core, payments, and partners while giving you full control of the front end.
Cross-Channel Context
One experience, no matter the channel.
Customers can start a transaction in one place and finish it in another, with context, preferences, and activity always in sync.
Unified Security Layer
Secure every experience, consistently.
Centralize authentication and access controls across all channels, with built-in support for biometrics, device recognition, and session management.
Feature Highlights
Account Management
- Real-time balance and transaction history
- Account statements and tax documents
- Spending insights and categorization
- Alerts and notifications management
- Profile and settings customization
Money Movement
- Internal transfers
- External transfers
- P2P payments
- Bill pay with payee management
- Scheduled and recurring payments
- Mobile check deposit
Product Management
- Credit card management and payments
- Loan applications and servicing
- CD and savings account management
- Investment account integration
- Digital account opening
Frequent Use Cases
Regional Bank Digital Banking
Launch modern mobile and web banking for retail and commercial customers. Provide account management, bill pay, transfers, mobile check deposit, and loan applications, all without replacing your core banking system or disrupting operations.
Credit Union Member Portal
Deliver digital banking experiences to members with specialized features for member-owned institutions. Support share accounts, dividend tracking, member-only services, and cooperative banking features across mobile and web.
White-Label Neo-Bank
Enable partners to launch branded digital banking products quickly without building infrastructure from scratch. Provide banking platform technology while partners focus on customer acquisition, brand experience, and market differentiation.
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Frequently Asked Questions
Does Digital Galaxy replace our existing mobile and web banking?
Digital Galaxy can replace existing digital banking platforms or run alongside them during a transition period. Most institutions choose a phased migration starting with new features in Digital Galaxy while maintaining existing channels, then gradually migrating all functionality.
Can we customize the user interface to match our brand?
Yes. Digital Galaxy is fully white-label capable. Customize colors, logos, typography, layout, and user flows to match your brand guidelines. For embedded banking partnerships, each partner can have their own fully branded experience.
How does Digital Galaxy handle multi-factor authentication?
Digital Galaxy supports multiple MFA methods including SMS codes, email codes, authenticator apps (TOTP), biometric authentication (Face ID, Touch ID, fingerprint), and device-based authentication. Institutions configure which methods are available based on security requirements.
Can customers start transactions on mobile and complete them on web?
Yes. Digital Galaxy maintains transaction context across channels. Customers can begin a funds transfer on mobile, receive a notification, and complete authorization on web, or vice versa. All customer activity is accessible from any channel.
Can our corporate customers access banking services directly from their own systems without logging into our portal?
Yes. Through Digital Galaxy’s APIs and composable components, banks can embed payments, account visibility, and transaction management directly into the tools their customers already use — ERP systems, treasury platforms, property management software, and more. Banking happens inside the customer’s workflow, not alongside it.
Can we serve different customer segments from one platform?
Yes. Digital Galaxy is composable by design. Whether you’re serving SMBs, property managers, fintech partners, or credit union members, each gets an experience tailored to their needs — all running on the same unified platform underneath.
How do we deliver Digital Galaxy to our customers?
You choose how to deploy it. Digital Galaxy can be delivered as a white-labeled portal, embedded as composable UI components into your existing channels, or connected directly to customer systems via API — whatever fits your setup.
What payments infrastructure does Digital Galaxy support?
Digital Galaxy supports all major payment rails — ACH, wires, FedNow, and RTP — through a single unified view. Payments can be initiated from any channel and managed centrally, with one limit framework across all of them.
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