Build Your Bank Your Way

Composable Banking Infrastructure

Deploy payments, accounts, treasury, and digital banking independently. No core replacement required.

Request a Demo
Core banking system architecture with payment, trade, and account galaxies.

Why Banks Choose Composable Over Monolithic

Modular banking OS built for composition

Deploy modern capabilities independently—payments, accounts, treasury, FX, digital banking—without replacing your core.

Choose the Galaxy products you need. Add capabilities as your strategy evolves. Your choice, your timeline, zero core disruption.

Deploy What You Need, When You Need It

Start with instant payments in 8 weeks. Add treasury in 90 days. No forced bundling or artificial dependencies.

Core-Agnostic Architecture

Works with any core—Jack Henry, Fiserv, FIS, Temenos. No replacement required, no vendor lock-in.

Future-Proof with Standards

ISO 20022 native. AWS-validated. Agentic AI embedded. Built on modern standards, not legacy constraints.

Ready-to-Go Applications

Launch capabilities in weeks instead of building from scratch. Production-ready, not just APIs.

Composable Banking Infrastructure

Multi-Rail Payment Hub

Unified orchestration for ACH, Fedwire, RTP, FedNow, SWIFT. One API, one interface, all rails.

Virtual Account Platform

Scale to unlimited accounts without core system limits. Real-time ledger with double-entry accounting.

Embedded Banking APIs

RESTful APIs for BaaS and fintech partnerships. Comprehensive SDKs with sandbox environment.

Treasury & Cash Management

Multi-bank visibility, AI forecasting, payment factory. Enterprise-grade treasury operations.

Foreign Exchange & Trade

FX trading with full pricing control. Integrated trade finance for international banking.

AI-Powered Operations

Agentic AI embedded in workflows. Predictive routing, automated exceptions, intelligent operations.

Compose Your Modern Bank

Choose Your Galaxy

Select modules aligned to your strategy: Payment Galaxy, Account Galaxy, Treasury, or full stack. No forced bundling.

Deploy Independently

Each Galaxy integrates with your core via API. Deploy one module in 8 weeks or multiple in parallel.

Scale & Expand

Add capabilities as your strategy evolves. Modular architecture grows with you, from instant payments to full ecosystem.

Our Galaxies

Payment Galaxy

Multi-rail payment hub for ACH, Fedwire, RTP, FedNow, SWIFT. Smart routing, ISO 20022 native messaging.

Learn more
User profile and settings icon.

Account Galaxy

Virtual accounts and real-time ledger for embedded banking. Scale to unlimited accounts without core limits.

Learn more
Digital Banking and finance network icon.

Digital Galaxy

Consumer and business banking with instant payments. Mobile-first UX, real-time data, modern experiences.

Learn more
Global currency exchange and international finance icon

Trade Galaxy

Foreign exchange for treasury and commercial customers. Spot trades, forwards, integrated trade finance.

Learn more
Token Galaxy Icon - Circular target or token icon.

Token Galaxy

Unified platform for traditional money and tokenized assets. Ready for the future of digital currency.

Learn more
Get a Demo

Frequent Use Cases

Woman interacting with a futuristic digital interface displaying a network graph

Payments First

Start with Payment Galaxy for instant payments. Add Account Galaxy for virtual accounts. Layer on Digital Galaxy for customer experience.

Business professionals shaking hands over a table with financial documents.

Embedded Banking

Deploy Account Galaxy + Open Galaxy for BaaS. Enable fintech partnerships without exposing core systems.

Tablet displaying glowing digital network with data streams

Digital Transformation

Launch Digital Galaxy for modern customer experiences. Connect Payment Galaxy for instant rails. Zero core disruption.

Person using laptop for online banking with digital interface elements.

Treasury Modernization

Implement treasury + FX capabilities for corporate banking. Add Payment Galaxy for multi-rail execution.

Built For Composition, Not Integration

Purple hierarchy icon with one node branching into three lower nodes on a transparent background.

API-First Design

Every capability accessible via REST API. Each Galaxy operates independently, and integrates seamlessly.

Money transfer in four directions icon.

Core-Agnostic

Works with any core banking system. No forced migration, no vendor lock-in.

Cybersecurity shield with lock and circuit lines icon.

Standards-Based

ISO 20022, open banking, cloud-native. Future-proof architecture built on modern standards.

Let's Connect

Fill out the form below and we’ll reach out to schedule a demo.

Launch Instant Payments This Quarter

Stop treating FedNow and RTP as separate projects. Deploy both rails in 8 weeks.

Schedule a Demo